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Big Valley Mortgage is your “hometown” mortgage lender, located in Vacaville, California. Whether it is your first home or your next home purchase, our team of professionals will go above and beyond to make this process as painless as possible.


Get the best mortgage loan for you
When you decide to buy a home or refinance a mortgage, it's a big step. You can trust us to find the loan program that's best for you. Our mortgage professionals give you the personal attention you deserve and treat you with the respect due a valued customer. We understand you're making a commitment in buying a new home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you. We will help you qualify, apply and be approved for the right mortgage loan for you. Not anyone else!


Buying a new home is a source of anxiety, frustration, and a huge sense of accomplishment. You didn't pick the house that was best for someone else. You picked the one that's right for you! Trust our professionals to find the mortgage loan that best fits your needs, too. "Less paperwork and more honest personal attention" means you enter a frustration-free zone from application to decision. Getting the right mortgage loan is like getting the keys to your new house! We can help you get there.

Refinancing your current mortgage has never been easier. If you thought refinancing meant getting buried under mountains of paperwork, think again! We make it easy and worry-free to reduce your interest rate and monthly payment. We can even help you pay down your balance more quickly for comparable monthly payment. Let our professionals guide you to the very best refinanced loan!

Tapping into your home equity is easier than ever before. You've been paying down your balance, and property values have gone up! Tap into that wealth and reward yourself. We'll help with the best program to fit your goals.


"I am so very pleased with the service of Big Valley Mortgage.  When you first walk in they treat you like you are their most important, if not only customer!  Without all the glitz, catch phrases, and enticement offers, we were handed an easy to understand packet with everything explained to us in complete detail.  I am so comfortable with the business I've done with Big Valley Mortgage, especially Mr. Michael O'Rourke, that I will bring them all of my real estate business as well as insist my friends and colleagues also avail their incredible services." - Oren

“I contacted Big Valley Mortgage regarding the purchase of a home. Michael O'Rourke sat down with me and walked me through the whole process from everything that I need in order to start the process to the final closing. Michael even directed me to one super-lady of a realtor.

Every single step of the process was amazing. Big Valley originally not only got me a low interest rate (locked for 30 years), but the week of final review...I got an even lower interest rate, well below the current 'great rates'. The staff behind the scenes were also so easy to work with (Joanne and Marilyn you guys rock).

Buying a house is a very STRESSFUL experience, however Michael and his team at Big Valley Mortgage made it a breeze. If you are looking or even considering buying a house and want a great/honest and friendly mortgage company, then look no further than Big Valley Mortgage."
-Perry/Vacaville, CA