Excellence In Lending
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You are now visiting the website of Northern California’s Premier Mortgage Company. We are Big Valley Mortgage, a branch of American Pacific Mortgage, and our main goals are to create raving fans, and provide World Class experiences. If you want to close your loan on time, and with people you can rely on to be by your side every step of the way, you have chosen the right company. Whether you are a first time home buyer, refinancing an existing home, or an investor looking to increase your portfolio, you will feel the difference we provide in our elite service.

"I came back to Big Valley Mortgage for a refi after my original home purchase because I already knew them and trusted them. They go the extra mile to make sure your loan is approved. I mean this with all sincerity. If I went to one of those loan companies that keeps sending me e-mails and are located in some other state, I'm sure they would just submit my loan and tell me 'sorry, you don't qualify, try back in a couple of months and keep paying your credit cards on-time'. Big Valley helps you to qualify, tell you how to fix your credit, make it happen for you. As long as Big Valley is in business, they are my mortgage company. Now go have a great weekend!" 

- Jeanne and Darrel

“I contacted Big Valley Mortgage regarding the purchase of a home. Michael O'Rourke sat down with me and walked me through the whole process from everything that I need in order to start the process to the final closing. Michael even directed me to one super-lady of a realtor.

Every single step of the process was amazing, Big Valley originally not only got me a low interest rate (locked for 30 years), the week of final review...I got an even lower interest rate-well below the current 'great rates'. The staff behind the scenes were also so easy to work with (Joanne and Marilyn you guys rock).

Buying a house is a very STRESSFUL experience, however Michael and his team at Big Valley Mortgage made it a breeze. If you are looking or even considering buying a house and want a great/honest and friendly mortgage company, then look no further than Big Valley Mortgage.”

-Perry/Vacaville, CA

*The “Keys on Time” program is a limited guarantee that APMC will provide a credit to the borrower of $795 after the close of escrow if, due to some fault on the part of APMC, its originators or other APMC staff, a purchase transaction does not close until a date after the originally stated close of escrow date. The “Keys on Time” limited guarantee does not apply if the purchase transaction fails to close on or before the anticipated close of escrow date due to events/circumstances beyond APMC’s control, including but not limited to, delays caused by: an unacceptable or unexpectedly low appraisal value on the subject property, acts or omissions by the escrow or title company, second lien holder approvals, short sale approval, or loan conditions imposed by the lender that, despite reasonable diligence by APMC, are not met by any party in a timely manner. The “Keys on Time” limited guarantee trigger begins when the initial loan package is received by APMC’s Fulfillment center. The complete loan package must be received in the APMC Fulfillment center a minimum of 20 days prior to the COE date. Exclusions: The limited guarantee does not apply to the HARP program, reverse mortgages, FHA 203k, non-delegated jumbo products or any loans that require prior approval from an investor. The limited guarantee applies to purchase transactions only. All programs are subject to borrower and property qualifications. Rates, terms, and conditions are subject to change without notice*


A Division of American Pacific Mortgage Corporation

479 Mason St. Suite 109
Vacaville, CA 95688-4505